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Mortgage

Application

Mortgage Application

 

Please check, review and fill out our iBuy Mortgage Application and

review our Client Application Checklist here

Borrower

Co-Borrower

Employment and Income History

Borrower

Co-Borrower

Assets

Borrower

Co-Borrower

 

Client Application Check List

  1. 1-  Copies of W-2’s/ Federal Tax Returns for the last two years, with signatures;

  2. 2-  Copies of paycheck stubs for the last 30 day (most current);

  3. 3-  Copies of checking and savings account statements for last three months (all pages)

  4. 4-  Copies of quarterly or semi-annual statements for checking, savings, IRA’s, CD’s money

    market fund, stocks, 401k, etc.;

  5. 5-  Copy of sales contract when fully executed;

  6. 6-  Employment history for the last two years (address any gaps of employment);

  7. 7-  Residency history over the last two years, with name, phone number, address and account

    number of land lord.

  8. 8-  Cancel earnest money check when it clears or corresponding bank statement, if applicable;

  9. 9-  Commission or bonus income – if 25 % or more of base, must have tax returns;

  10. 10-  Copy of driver’s license for applicant and co-applicant.

  11. 11-  Copy of social security card for both applicant and co-applicant;

 

Self-Employed Borrowers:

  1. 1-  Copies of most recent 2 years tax returns (with all schedules including k-1’s if applicable);

  2. 2-  Copy of current profit & loss statements and balance sheet;

  3. 3-  Copy of corporate/partnership tax returns for most recent two years period (1120’s) if owing 25%

    or more of company – copies of W-2’s and/or 1099 forms.

 

Documents Which May Be Required:

  1. 1-  Previous bankruptcy, need copies of petition for bankruptcy and discharge, including supporting schedules;

  2. 2-  Divorce Decree if applicable;

  3. 3-  Documentation supporting moneys received from social security/retirement trust income, i.e.

    copies of direct deposit bank statements, award letter, evidence income will continue.

  4. 4-  Mortgage / Note of Subject property if (Refinance)