© Copyright 2020 iBuy Real Estate - All Rights Reserved

Developed and Maintained by Ninety Branding



Mortgage Application


Please check, review and fill out our iBuy Mortgage Application and

review our Client Application Checklist here



Employment and Income History







Client Application Check List

  1. 1-  Copies of W-2’s/ Federal Tax Returns for the last two years, with signatures;

  2. 2-  Copies of paycheck stubs for the last 30 day (most current);

  3. 3-  Copies of checking and savings account statements for last three months (all pages)

  4. 4-  Copies of quarterly or semi-annual statements for checking, savings, IRA’s, CD’s money

    market fund, stocks, 401k, etc.;

  5. 5-  Copy of sales contract when fully executed;

  6. 6-  Employment history for the last two years (address any gaps of employment);

  7. 7-  Residency history over the last two years, with name, phone number, address and account

    number of land lord.

  8. 8-  Cancel earnest money check when it clears or corresponding bank statement, if applicable;

  9. 9-  Commission or bonus income – if 25 % or more of base, must have tax returns;

  10. 10-  Copy of driver’s license for applicant and co-applicant.

  11. 11-  Copy of social security card for both applicant and co-applicant;


Self-Employed Borrowers:

  1. 1-  Copies of most recent 2 years tax returns (with all schedules including k-1’s if applicable);

  2. 2-  Copy of current profit & loss statements and balance sheet;

  3. 3-  Copy of corporate/partnership tax returns for most recent two years period (1120’s) if owing 25%

    or more of company – copies of W-2’s and/or 1099 forms.


Documents Which May Be Required:

  1. 1-  Previous bankruptcy, need copies of petition for bankruptcy and discharge, including supporting schedules;

  2. 2-  Divorce Decree if applicable;

  3. 3-  Documentation supporting moneys received from social security/retirement trust income, i.e.

    copies of direct deposit bank statements, award letter, evidence income will continue.

  4. 4-  Mortgage / Note of Subject property if (Refinance)